:root {
  --ink: #14232b;
  --muted: #53656e;
  --teal: #0f4c5c;
  --teal-dark: #0a3642;
  --gold: #c8963e;
  --gold-dark: #a97a28;
  --cream: #faf7f2;
  --white: #ffffff;
  --line: #e4ddd0;
  --radius: 14px;
  --max: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { font-family: "Fraunces", Georgia, "Times New Roman", serif; line-height: 1.2; margin: 0 0 .5em; color: var(--teal-dark); font-weight: 600; }
h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.2rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }
a { color: var(--teal); }
a:hover { color: var(--gold-dark); }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
section { padding: 76px 0; }
.alt { background: var(--cream); }
.eyebrow { text-transform: uppercase; letter-spacing: .14em; font-size: .78rem; font-weight: 600; color: var(--gold-dark); margin-bottom: 14px; display: block; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 720px; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }

/* Header */
header.site {
  position: sticky; top: 0; z-index: 10;
  background: rgba(255,255,255,.94); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
header.site .wrap { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 16px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--teal-dark); font-family: "Fraunces", Georgia, serif; font-weight: 600; font-size: 1.15rem; }
.mark { width: 30px; height: 30px; border-radius: 50%; background: radial-gradient(circle at 35% 35%, #f3d28b, var(--gold) 60%, var(--gold-dark)); box-shadow: 0 0 0 4px rgba(200,150,62,.18); flex: none; }
nav.main { display: flex; gap: 22px; align-items: center; }
nav.main a { text-decoration: none; color: var(--ink); font-size: .95rem; }
nav.main a:hover { color: var(--gold-dark); }

.btn {
  display: inline-block; padding: 13px 24px; border-radius: 999px;
  background: var(--teal); color: var(--white) !important; text-decoration: none;
  font-weight: 600; font-size: .98rem; border: 2px solid var(--teal);
  transition: background .15s, border-color .15s;
}
.btn:hover { background: var(--teal-dark); border-color: var(--teal-dark); }
.btn.ghost { background: transparent; color: var(--teal) !important; }
.btn.ghost:hover { background: var(--teal); color: var(--white) !important; }
.btn.small { padding: 9px 18px; font-size: .9rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 26px; }

/* Hero */
.hero { padding: 100px 0 84px; background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%); }
.hero h1 { max-width: 780px; }
.hero .lead { margin-top: 18px; }

/* Cards and grids */
.grid { display: grid; gap: 22px; margin-top: 36px; }
.grid.three { grid-template-columns: repeat(3, 1fr); }
.grid.two { grid-template-columns: repeat(2, 1fr); }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.alt .card { background: var(--white); }
.card h3 { margin-bottom: .4em; }
.card p:last-child { margin-bottom: 0; }

.quote { border-left: 3px solid var(--gold); padding: 6px 0 6px 22px; margin: 40px 0 0; font-family: "Fraunces", Georgia, serif; font-size: 1.3rem; color: var(--teal-dark); max-width: 760px; }

.checks { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 14px; }
.checks li { padding-left: 34px; position: relative; }
.checks li::before { content: ""; position: absolute; left: 0; top: .35em; width: 18px; height: 18px; border-radius: 50%; background: var(--gold); opacity: .9; }
.checks li::after { content: ""; position: absolute; left: 6px; top: calc(.35em + 3px); width: 5px; height: 9px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }

.steps { counter-reset: step; list-style: none; padding: 0; margin: 32px 0 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.steps li { counter-increment: step; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.steps li::before { content: counter(step); display: flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 50%; background: var(--teal); color: #fff; font-weight: 600; margin-bottom: 12px; }
.steps strong { display: block; margin-bottom: 4px; color: var(--teal-dark); }
.steps span { color: var(--muted); font-size: .95rem; }

.person .avatar { width: 56px; height: 56px; border-radius: 50%; background: var(--teal); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 600; margin-bottom: 14px; font-family: "Fraunces", Georgia, serif; }
.person .role { color: var(--gold-dark); font-weight: 600; font-size: .9rem; margin-bottom: 10px; }

.notice { background: #fff8e8; border: 1px solid #ecd9a8; border-radius: var(--radius); padding: 18px 22px; font-size: .95rem; color: #5a4716; margin-top: 28px; }

/* Footer */
footer.site { background: var(--teal-dark); color: #c9dadf; padding: 44px 0; font-size: .9rem; }
footer.site a { color: #f3d28b; }
footer.site .brand { color: #fff; margin-bottom: 14px; }
footer.site p { max-width: 760px; }
.fine { opacity: .8; font-size: .82rem; }

@media (max-width: 860px) {
  section { padding: 56px 0; }
  .hero { padding: 64px 0 56px; }
  .grid.three, .grid.two { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  nav.main a:not(.btn) { display: none; }
}
@media (max-width: 520px) {
  .steps { grid-template-columns: 1fr; }
}